Most managed futures funds using ‘trend following strategies’ invest only if a good opportunity arises. Mutual funds on the other hand are usually required to be invested in the markets to some degree at all times and need to wait out downward corrections to the end. A managed futures fund is in some respects akin to a lion in the wild, which will only start hunting if the prey is close by and his chances to succeed without expending too much energy are very high. If, after a short time it can’t catch the prey, it will pull out quickly to conserve energy for the next future hunt.
Bonds are loans that investors make to corporations and governments. By investing in a bond, you are lending a specific sum of money to the bond Issuer, who agrees to repay the loan by a specific (maturity) date, and to make regular interest payments (the coupon payments) until that date. Although they are often referred to as ‘fixed income’ investments, bond prices fluctuate with interest rates. When interest rates rise, bond prices fall and vice versa.
Interest earned on principal plus interest that was earned earlier. If $100 is deposited in a bank account at 10%, the depositor will be credited with $110 at the end of the first year and $121 at the end of the second year. That extra $1, which was earned on the $10 from the first year, is the compound interest. This example involves interest compounded annually, and interest can also be compounded on a daily, quarterly, half-yearly, or other basis.
Let's answer this quickly by saying that if you have no dependents of any kind, and you're not an important part of a business, then you probably don't need life insurance. However, many adults do have dependents of various kinds - young children, spouse, partner, elderly parents, relatives or perhaps disabled relatives - who are not able to earn their own living.
We are all seeing more and more bad news stories regarding UK-based pension schemes, which is particularly prevalent in the defined benefit, or final salary, sector. New schemes have now all but died out due to Read More…
The world of investing is a complex one which can trip up even the most experienced investor; however, there are a few basic guidelines which any new investor should adhere to, and there are a few tips and pointers which will minimize the chances of you losing your money. First off you need to find a good broker to help you navigate the investment landscape by explaining the different choices you have, along with the different advantages and disadvantages of each one, as well as actually making the investments on your behalf and dealing with the logistics of buying and selling securities.
Here we go with the 2nd instalment of our “Best Books on Investment ” series, with another four classics which will help to demystify the world of stocks and bonds and make sense of it all. This is for all you book worms out there…
Many books have been written on the subject of investing. Most are way too complex and specific for the average investor to find any real value, and there is a danger that all that in-depth information will actually confuse rather than enlighten you. However, there are some which are written with the inexperienced in mind, and which can be of great use to you when you’re starting out on your exciting journey as an investor. So, we’ve picked our particular favorites and listed them in no particular order for you to consider. Bear in mind that these are in no way a definitive list, it’s just the ones our experts have offered up as the best ones.
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